Vision Group

Vision Insurance Risk Analysis Management (VIRMAM) & Brokers  Pvt. Ltd.



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Portfolio Administration   
Gap Analysis Process RFQ & Negotiation

Quotation Evaluation & Recommendation

Policy Placement

Policy Scrutiny

Policy Administration

Insurance Information Programs CLAIM Management
   
Policy Administration
  From collecting your cheque and depositing it with the underwriter, to ensuring all endorsements are made on time, to tracking your renewal dates, we take care of all the administrative work so your staff can focus on running your business.
  Administrative services complimentary to all our clients
 
Maintenance of all policies with various underwriters
Tracking and notification of renewal dates
Cheque collection and deposit with insurer
Maintenance of claim history
Hiring surveyor and submitting report to underwriter
Assistance in making monthly declarations
Assistance in getting endorsements and amendments
Providing updates on regulatory changes and statutory requirements
   
  We are your single window with your insurers, relieving you of the time-consuming paper chase and record keeping.
   
Insurance Information Programs

VIRAM will depute a representative to your office to explain to your Departmental Teams and your employees the 
benefits and conditions enjoined in their insurance policies. We can discuss Property Covers with your Finance Department and Liability Insurance with your Officers and Directors; we 
can explain your company's Group Mediclaim, Group Personal Accident, Pension Plans and EDLI insurance to your HR personnel, managers and employees.

Programs can be conducted after office hours for your convenience.

 
      Insurance Information
 
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CLAIM Management
 

At VIRAM, CLAIM assistance is a 5-step process that begins prior to placing your insurance. We first understand and minimize the risks that lead to claim, because a claim is a threat to your business continuity.

  Events that result in claims may
 
Interrupt your business;
Cause delays which damage your credibility with your buyers; and
Compromise your ability to renew your policy with your existing or a new insurer.
   
  Over a period of time, fewer and lower claims result in your premium costs effectively being reduced- either through a rate reduction or a no-claim bonus.
   
VIRAM follows the

process:

 
Consult with your officers to analyse your entire claim history
Localize the most frequently occurring events that result in a claim
Analyse the root causes of those events and address each one systematically and rigorously
Implement a risk reduction or elimination program and improve on it over time
Manage and Monitor the program diligently.
   
 

The proof of our proactive risk mitigation consultancy, sound underwriting principles and policy design skills lies in our ability to settle the claims of our clients promptly and fully. When our clients have a recognizable claim, we provide aggressive support to ensure they are compensated as per the terms of their insurance policy.

At VIRAM, CLAIM Management is an integral part of our total Risk Management solutions.

Our Claim Management Team is one of the most competent in the industry. They adhere to a successful system to ensure 1) You understand your allowable claim under the insurance contract; 2) Surveys are expedited; 3) Paperwork is completed correctly and submitted on time; 4) Communication between the client and the insurer is transparent and on-going; and 5) The claim is paid promptly and fully.

Call your local VIRAM office for assistance in filing a claim.

 
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